Personal Loan Options

Individual loan options

The cost varies depending on whether you are taking out a secured or unsecured loan, so consider which option is best for you before proceeding. We have various ways to help depending on the type of personal loan you have: Westpac is a great place to get personal loans. You may need additional funding for a number of different reason. We have a number of great personal loan options that can meet your needs. You can use our selection tool to select the most efficient one.

As the name implies, a Westpac Flexi loan is our flexibility loan.

This could give you money between $4,000 and $75,000 and has a floating interest for you. Instead of having a personal loan for a sole use where you take all your credit at once, a Westpac Flexi loan can be used for several uses at different phases of your lifetime.

As soon as your loan is authorized, you can make several payments at any given moment up to your available loan limits without having to make another application. They also offer flexibility and not just individual redemption options. Our auto loan allows you to rent between $10,000 and $100,000 for a new or used vehicle.

Your automobile is used as collateral for the loan, which means that you get a lower interest payment than an unsecured personal loan. Your auto loan has a guaranteed interest which gives you the assurance of being sure how high your refunds will be each and every time. Westpac auto loans can be taken out over a period of 1 to 7 years.

If you have an uncovered personal loan, your property will not be used as collateral, so the amount you can lend and the interest rates will differ from a car loan. Uncovered loan volumes are between 4,000 and 50,000 US dollars and the maturity is also 1-7 years. There is a set interest to give you the assurance of how high your refunds will be each and every months.

Overdrafting to a suitable bank can be a good choice. You will find that the interest rates are usually lower than for a normal debit bank transfer. When you want to have a running float on your bankroll, a personal bank line serves as a line of credit to help you meet the unforeseen.

And if you only need additional money for a limited time, you can lend up to 45 nights with a temporary overdraft.

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